Yes, if you have the right coverage The topic of discussion today is around an often ignored or misunderstood coverage called “Comprehensive” coverage. When most people associate “full coverage” to their policy they are often referencing having Comprehensive and Collision…
Mortgage rates are at a record low! I am sure you have seen banks and mortgage companies reduce their rate to an all-time low! When it comes to refinancing, here are a few tips to help along the way! Make…
I have a love/hate relationship with Roadside policies Let’s start with what I love about them. They are VERY inexpensive. The typical cost is about a dollar a month. They can cover things from running out of gas, getting locked…
Millions of Americans have been impacted by Coronavirus. Most insurance companies have relief plans, and some are even giving back! Insurance profits are slim. Very slim. So much that they are controlled by your department of insurance, so when your…
Evil insurance companies Insurance companies get a terrible reputation for denying claims, and for a good reason. Not everything can be covered, and when an insured receives a denial letter, is it likely for an expense that could have a…
Will my commercial policy cover a loss due to COVID-19? The short answer is that you should ALWAYS call your agent to discuss a potential claim. Just like your CPA, or banker, your insurance agent should be available to discuss…
Top 5 Reasons to Get Renter’s Insurance If you are renting a home, you need to take an insurance policy that protects your belongings against certain risks. A renter’s insurance can help cover you against perils such as natural disasters,…
Yes and No! I have said it once, and I’ll have to say it again, but every insurance company is different. Not only will the requirements vary, but the discount will vary as well. The best advice I can give…
YES! Most of the time… Will my insurance rates go up if I make a claim? YES! This is probably one of the most common questions we get at TWG! I get it though, Insurance companies aren’t known for publishing…
Every insurance company determines rates differently Insurance companies have a tremendous amount of data and predictive modeling to help determine the correct premium for the right risk. Some may not rate for not at fault, where others may not accept…
